Why Looking Outside the U.S. Could Boost Your Returns
Many investors focus only on American stocks, but some of the best opportunities are in emerging markets right now. Here's why:
1. Nu Holdings (NU) - Score: 6/7 - The Digital Bank Revolution
What's Happening:
- Brazil's banking system is outdated - 30% of adults still don't have bank accounts
- NU offers mobile banking with no fees, attracting 2 million new customers monthly
- Profit margins are expanding as they cross-sell insurance and loans
The Opportunity:
- Trading at $13.72, analysts see $18 by year-end
- Latin America's answer to PayPal + Bank of America combined
Risk Check:
- Brazilian economy can be volatile
- New competitors entering the market
2. Docebo (DCBO) - Score: 5/7 - Canada's Hidden Tech Gem
The Trend:
- Companies worldwide are spending billions retraining workers for AI
- DCBO's learning software is used by Amazon, Thomson Reuters
Why Now:
- Just launched AI-powered coaching tools
- Revenue growing 40% year-over-year
Watch For:
Earnings report July 15 - look for:
✓ Customer growth
✓ Profit margins
3. Namibia Critical Metals (NMI) - Score: 6/7 - Africa's Mining Future
The Big Picture:
- U.S. now requires EV makers to source materials outside China
- Namibia has some of the world's richest rare earth deposits
Company Specifics:
- Just secured exploration rights to 500 new acres
- Trading at just $0.07 - high risk but huge potential
Key Date:
Drilling results expected August 2025
How to Invest Smartly
- Allocate only 5-10% of your portfolio to international stocks
- Use ETFs like $FRDM to reduce risk
- Watch currency exchange rates
[Free Resource]: Emerging Markets Investing Guide
"The best opportunities are often where others aren't looking. But always do your homework first."
